Private client banking, redefined

Built for secure wealth, global access, and timeless financial confidence.

Bank of America delivers premium banking, responsive service, and institution-grade protection in one refined digital experience.

2M+ Digital clients served
99.98% Platform uptime
15 min Average onboarding
FDIC insured 24/7 support Private banking Mobile-first security

Wealth dashboard preview

A clearer view of cash, cards, portfolios, and client status.

Preview the kind of financial command center clients expect from a premium bank: liquid balances, portfolio movement, premium card access, tiered rewards, and recent activity in one refined experience.

Multi-account visibility Portfolio performance tracking Private card controls Rewards tier intelligence
Total relationship balance +3.8% this month

$842,560.18

Liquid cash $148,220
Managed portfolio $694,340
Centurion Private •••• 1024 Global travel and treasury access
Reserve Debit •••• 8341 Protected everyday liquidity

Investment performance

Quarter to date
Global equities $286,100
+6.4%
Income strategy $210,880
+2.1%
Alternatives $197,360
+4.9%

Rewards status

Tier 5

You are on pace for elevated dining, travel, and concierge privileges this cycle.

84% to annual acceleration target 12,840 pts

Recent activity

Live sync
Private transfer settled Jersey City treasury desk
-$18,500
Portfolio dividend received Global income sleeve
+$4,280
Travel reward credited Centurion Private card
3,400 pts

Premium cards

A card portfolio designed for spending power, travel confidence, and tailored access.

From daily payments to international mobility and business treasury needs, our premium card lineup is built to look exceptional and perform with measurable value.

Platinum Card Elite everyday rewards Priority service and premium purchase protection
Signature Card Elevated lifestyle access Airport, dining, and concierge privileges
Business Card Built for treasury control Higher limits and simplified expense visibility
Travel Card Global confidence Foreign spend rewards with travel protections

Platinum Card

For affluent everyday banking
  • Benefits: Premium purchase protection, lounge partner access, extended warranties
  • Annual fee: $295
  • Reward rate: 2.0x on dining and travel, 1.25x on all other spend
  • Eligibility: $75,000 annual income or qualifying relationship balance

Signature Card

For premium lifestyle value
  • Benefits: Concierge access, dining credits, premium fraud coverage
  • Annual fee: $195
  • Reward rate: 1.75x on travel, streaming, and dining
  • Eligibility: Good-to-excellent credit and active deposit relationship

Business Card

For operators and founders
  • Benefits: Spend controls, vendor categorization, employee card management
  • Annual fee: $325
  • Reward rate: 2.2x on software, travel, and business services
  • Eligibility: Registered business with qualifying monthly turnover

Travel Card

For global movement
  • Benefits: Travel insurance, no foreign transaction markup, trip delay support
  • Annual fee: $245
  • Reward rate: 3.0x on flights and hotels, 1.5x internationally
  • Eligibility: Existing card or deposit client with verified income profile

Why choose us

Enterprise-grade banking with numbers clients can actually measure.

The strongest banking brands do not rely on claims alone. They show how security, responsiveness, reach, and returns translate into everyday client value.

24/7

Fraud monitoring

Always-on transaction surveillance with rapid intervention workflows across cards, transfers, and digital access.

Under 10 sec

Instant card controls

Lock, unlock, replace, or constrain usage directly from your banking profile without waiting for support.

Dedicated team

Priority relationship support

High-value clients receive accelerated routing and direct access to relationship specialists for urgent needs.

100+ countries

Global payments reach

Move, spend, and manage funds internationally with broad merchant acceptance and travel-ready controls.

Up to 4.85% APY

High-yield savings options

Tiered savings structures designed for stronger idle-cash performance while preserving everyday access.

Security and trust

Institution-grade protection built into every client interaction.

From account access and payments to card controls and fraud escalation, our controls are designed to protect client assets while preserving a smooth banking experience.

Real-time

Transaction anomaly detection

Behavioral screening monitors unusual spending, transfer patterns, and access events across channels.

Multi-layered

Identity and access control

Step-up verification, session controls, and account recovery checks reduce unauthorized access risk.

24/7

Fraud response desk

Dedicated specialists support urgent card security and suspicious activity triage around the clock.

Client-led

Instant card security controls

Clients can lock or unlock cards in seconds and quickly restrict usage when something looks wrong.

Luxury services

Private-bank attention beyond the account itself.

Bank of America pairs digital convenience with high-touch service for clients who expect discretion, speed, and thoughtful financial coordination.

Concierge banking desk

Dedicated support for urgent transfers, card escalation, travel cash planning, and premium service coordination.

International travel support

Pre-travel card readiness, cross-border payment guidance, and emergency servicing for mobile global clients.

Bespoke lending review

Relationship-led evaluation for large personal, property, or business borrowing scenarios with tailored structures.

Investment coordination

A refined bridge between liquidity, savings, and portfolio strategy for clients managing multiple financial priorities.

Private client commitment Seamless service across banking, spending, savings, and international movement.

Institutional capability

Built to serve personal, commercial, and cross-border banking needs with institutional depth.

A credible bank must show capability beyond consumer accounts. Bank of America brings together advisory, treasury, lending, and global servicing for clients who need a broader financial partner.

Private Banking

Relationship-led banking for high-value clients who expect discretion, faster servicing, and tailored financial support.

Wealth Management

Integrated cash, savings, and portfolio coordination designed to support long-term capital growth and preservation.

Treasury Services

Liquidity visibility, payment control, and treasury workflows for operators, executives, and growing enterprises.

International Banking

Cross-border payments, travel-ready support, and global account access for mobile clients and international activity.

Business Lending

Structured lending review for working capital, expansion, and strategic borrowing with relationship context in view.

Find your ideal bank account in 60 seconds!

Address: 525 Washington Blvd, Jersey City. Email: support@bankofamerica.com. Call us on +1 609-843-0441 or +1 609-997-0271 and request a call back - banking made effortless, just for you!

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Recognized for leading client satisfaction and digital banking experience in the United States.

Join the bank that gives you more

#1 in 'Customer Delight'

Ranked among the top U.S. retail banks for client trust, engagement, and service quality in 2024 market research.

Best New Digital Bank

Recognized as a leading new digital banking platform in the U.S. by independent financial media.

#1 Client Experience

Bank of America earned top ratings for service excellence in independent U.S. client experience surveys.

Best Digital Bank

Recognized by U.S. technology and finance publications for outstanding product design, usability, and integration.

Best Banking App

Named a top digital banking app in 2023 and consistently rated among the highest in U.S. app store banking categories.

Fortune Magazine Change the World list

Recognized by Fortune for innovation and long-term impact in modern financial services.

Choosing a banking product

We offer exceptional banking, combining personalised features, exclusive benefits, world-class service and enhanced rewards. Even better, it's available 24/7, anywhere in the world all on the Bank of America app!

Transaction Accounts

Pay-as-you-transact fees

A low cost option that gives you an introduction into shared-value banking, that allows you to pay for what you use.

Transaction Accounts

Bundled fees

Our account for your everyday banking needs, with a bundle of free transactions.

Credit Cards

Exclusive Benefits

It's more than just a standalone credit card - you get exclusive benefits, lifestyle rewards, and much more.

Banking Suites

Full Experience

A full banking experience with the best interest rates and rewards. Get the power of both a transaction and credit card account.

Frequently asked questions

Most personal accounts can be opened in under 15 minutes with a valid ID and a verified contact method.

What our clients say about us

"After a long wait I finally joined Bank of America. It has been a seamless transition. Absolutely loving the ease of use and the integration."

- Gysie1, App Store

"A great deal to save on your prepaid electricity. 15% off goes a long way each month."

- Anonymous, Instagram

"Since I joined, everything promised has been delivered. The service quality is consistent and reliable."

- Marilyn N, Consumer Review

"Very fluent app experience and clean card controls. It feels modern and trustworthy every day."

- Taylor M., Facebook